Take a look at rents, as the city’s analysis does. By the end of 2014, those individuals earning the area median income of $53,700 could not afford the median rent of $1,539 for a two-bedroom, two-bath apartment. (Housing is considered affordable when it takes up no more than one-third of one’s monthly salary.) Those who earned 60 percent of the area median income – $32,220 – could not afford a median-priced one bedroom on their own – and they hadn’t been able to since 2008. And “most individuals in low-skilled occupations requiring just a high school diploma or no high school diploma could not afford to live in Denver at all,” the report says.